Your DragonFi PERA+ account gives you access to a curated list of PERA-eligible Philippine investments: PSE Index (PSEi) blue-chip stocks, Dividend Yield (DivY) Index stocks, REITs, and PERA funds. This list is set by law and updated periodically due to index rebalancing, which typically happens twice a year, around February and August.
What Stocks Are Eligible for a PERA+ Account?
Because PERA is a retirement account, the investable universe is intentionally screened and limited to eligible securities as mandated by the law. This list may be updated periodically due to PSE index rebalancing and eligibility changes, which typically occur twice a year, around February and August.
PSE Index (PSEi) Constituents
Effective August 3, 2026
- Ayala Corp.
- DMCI Holdings Inc.
- Monde Nissin Corp.
- ACEN Corp.
- Emperador Inc.
- Puregold Price Club Inc.
- Aboitiz Equity Ventures Inc.
- Globe Telecom Inc.
- DigiPlus Interactive Corp.
- Ayala Land Inc.
- GT Capital Holdings Inc.
- RL Commercial REIT Inc.
- AREIT Inc.
- International Container Terminal Services
- Semirara Mining & Power Corp.
- BDO Unibank
- Jollibee Foods Corp.
- SM Investments Corp.
- Bank of the Philippine Islands
- JG Summit Holdings Inc.
- San Miguel Corp.
- China Banking Corp.
- LT Group Inc.
- SM Prime Holdings Inc.
- Century Pacific Food Inc.
- Metropolitan Bank & Trust Co.
- PLDT Inc.
- Maynilad Water Services Inc.
- Manila Electric Company
- Universal Robina Corp.
Dividend Yield (DivY) Index Constituents
Effective August 3, 2026
- AREIT Inc.
- Nickel Asia Corp.
- China Banking Corp.
- OceanaGold (Philippines), Inc.
- Citicore Energy REIT Corp.
- Puregold Price Club Inc.
- DMCI Holdings Inc.
- RL Commercial REIT Inc.
- D&L Industries Inc.
- Robinsons Land Corp.
- Globe Telecom Inc.
- LT Group Inc.
- Semirara Mining & Power Corp.
- Metropolitan Bank & Trust Co.
- Synergy Grid & Development Phils. Inc.
- Manila Electric Company
- PLDT Inc.
- MREIT Inc.
- Universal Robina Corp.
- Aboitiz Equity Ventures Inc.
PERA-Eligible REITs
- AREIT Inc.
- MREIT Inc.
- Citicore Energy REIT Corp.
- Premiere Island Power REIT Corp.
- DDMP REIT Inc.
- RL Commercial REIT Inc.
- Filinvest REIT Corp.
- VistaREIT Inc.
You may notice that certain stocks appear across multiple lists, including AREIT, RCR, CBC, DMC, AEV, MER, and TEL. This overlap is intentional, as the PERA-eligible universe is structured to give investors exposure to established blue-chip companies while also offering income-generating opportunities through Dividend Yield stocks and REITs.
What Funds Are Eligible for a PERA+ Account?
In addition to investing in PERA-eligible stocks directly, you may also build your retirement portfolio through PERA funds, which are professionally managed pooled funds that invest across different asset classes to match your risk appetite.
Below are the currently listed PERA funds, with their risk classification and latest available figures.
BPI PERA Funds
| Fund Name | Risk Classification | NAVPU | 1Y Return | 3Y Return |
|---|---|---|---|---|
| BPI PERA Corporate Income Fund | Moderate | ₱1.26 | +2.44% | +3.70% |
| BPI PERA Government Bond Fund | Moderate | ₱1.43 | −0.69% | +3.49% |
| BPI PERA Equity Fund | Aggressive | ₱0.95 | −2.06% | — |
| BPI PERA Money Market Fund | Moderate | ₱1.48 | +5.71% | +6.65% |
As of July 30, 2026
EastWest (EW) PERA Funds
| Fund Name | Risk Classification | NAVPU | 1Y Return | 3Y Return |
|---|---|---|---|---|
| EW PERA Peso Money Market Fund | Conservative | ₱101.2714 | 0.00% | — |
| EW PERA Peso Intermediate Term Bond Fund | Moderate | ₱1,017.8985 | 0.00% | — |
| EW PERA Peso Long Term Bond Fund | Aggressive | ₱1,013.9938 | 0.00% | — |
| EW PERA PSEi Tracker Fund | Aggressive | ₱103.3876 | 0.00% | — |
As of July 30, 2026
NAVPU and return figures are point-in-time values that change daily. Funds showing 0.00% for the 1-year return and a dash for the 3-year return are newer offerings that do not yet have a full performance track record. Past performance is not a guarantee of future results.
What Happens If a Stock I Hold Is Removed From the Index?
If a stock you currently hold is removed from the PSEi, the Dividend Yield Index, or the list of PERA-eligible securities due to index rebalancing or eligibility changes, your existing position will remain intact. You may continue holding the stock in your PERA+ account and will still receive dividends tax-free if the company declares them. You may also sell your shares at any time.
However, once the stock is no longer PERA-eligible, you will no longer be able to purchase additional shares of that security within your PERA+ account. This ensures that your current investments are not disrupted while keeping your PERA+ portfolio aligned with regulatory eligibility requirements.
How Do I Buy PERA-Eligible Stocks in the DragonFi App?
- Switch to your PERA+ account inside the app.
- Use Search and type the ticker (e.g., TEL, MER, AREIT).
- Place your order as usual.
Disclaimer
This article is for information and investor education only and is not investment advice. Eligible securities may change due to index rebalancing and PERA eligibility updates.
Want the fundamentals first? See our Intro to PERA and Frequently Asked Questions, browse the Funds (UITFs) product page for more on how pooled funds work, or visit the PERA category hub for everything else you need.