How do existing DragonFi users open a PERA account?
You can open a PERA account directly in your DragonFi app through the Multiple Accounts section. Your PERA account will sit alongside your current DragonFi accounts but functions as a separate account type due to its own compliance and tax requirements.
If you accidentally created a second individual account instead of a PERA account, please send us an email so we can assist with correcting it.
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For existing OFW clients who encounter the error message “residing outside the PH”, you may update your address in the app or web platform under Manage Profile. Once updated, please inform us so we can escalate it to our compliance team.
Which existing DragonFi accounts can add a PERA account?
Eligible Accounts:
Regular Accounts (Individual or Joint OR) without ITF
Filipino citizens
Must have a Philippine address
Ineligible Accounts:
Regular Accounts (Individual or Joint OR) with ITF
International citizenship
International address
Already has an existing PERA account
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Has ongoing Profile Change Request
Can I move funds from my regular DragonFi account to my PERA account?
Yes. You can transfer available cash from your existing DragonFi account into your PERA account, as long as it’s within the annual PERA contribution limit:
₱200,000 for local Filipino citizens
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₱400,000 for OFWs (full limit will reflect once our compliance team approves and verifies your account)
Can I transfer my existing stock holdings to my PERA account?
You can only transfer PERA-eligible stocks. This feature is not yet supported, but we will notify you once it becomes available.
When live, the market value of the transferred stock at the time of transfer will count toward your annual PERA contribution limit.