The BPI Philippine High Dividend Equity Fund is a stock fund that aims for both income and growth by investing in Philippine companies known for paying strong dividends. Here's what it holds, who it suits, and how to invest through DragonFi.
It's an equity UITF (Unit Investment Trust Fund, a pooled fund run by a trust company) that aims for total return through a combination of income and long-term growth. It focuses on companies that pay generous dividends, which are a share of company profits paid out to shareholders. It is managed by BPI Wealth.
What does it invest in?
The fund invests in listed Philippine companies that have high dividend yields or an established history of paying dividends. The managers favour leading companies with clear earnings growth and strong, reliable payouts. Its performance is measured against the PSEi Total Return Index.
Who is this fund for?
This fund may suit you if you:
- Want a mix of income and growth from Philippine stocks
- Like the idea of investing in established, dividend-paying companies
- Are comfortable with the ups and downs of the stock market
- Are investing for the long term, ideally five years or more
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. Even though it focuses on stable, dividend-paying companies, it's still a stock fund, so its value can rise and fall sharply in the short term. In exchange, it offers high long-term growth potential plus dividend income. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.75% per annumtrust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. As a local equity fund, it settles within a few banking days. For the exact timeline, see the "How to sell or redeem a fund" article by DragonFi.
How long does it take to receive the money after I sell?
It takes 2 to 3 business days for the money to be credited to your account after selling the fund.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- Dividends are reinvested. The income from the underlying companies is reinvested to help grow your total return over time.
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Still a stock fund. A focus on dividend-payers can steady the ride a little, but the value can still swing with the market.
Access the fund page here:
BPI Philippine High Dividend Equity Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.