The BPI Philippine Consumer Equity Index Fund lets you invest in the companies Filipinos buy from every day, by tracking a Philippine consumer stock index at a low cost. Here's what it holds, who it suits, and how to invest through DragonFi.
It's an index UITF (Unit Investment Trust Fund, a pooled fund run by a trust company). Rather than having managers pick stocks, it passively tracks an index, the BPI Philippine Consumer Equity Index, aiming to match its performance. This makes it a low-cost way to invest in the country's consumer sector. It is managed by BPI Wealth.
What does it invest in?
The fund holds Philippine consumer-sector stocks in the same weights as its index. These are typically companies tied to everyday spending, such as food, beverages, and retail. Because it tracks the index, your money is spread across the sector's listed companies rather than concentrated in a single stock.
Who is this fund for?
This fund may suit you if you:
- Believe in the long-term growth of Filipino consumer spending
- Want a low-cost, index-tracking way to invest in a specific sector
- Are comfortable with the ups and downs of the stock market
- Are investing for the long term, ideally five years or more
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. As a stock fund focused on a single sector, its value can swing significantly, and concentrating on one industry can make it more volatile than a broad market fund. In exchange, it offers high long-term growth potential. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.5% per annum trust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Index funds typically have lower fees than actively managed funds. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. As a local equity fund, it settles within a 2 to 3 banking days. For the exact timeline, see the "How to sell or redeem a fund" article by DragonFi.
How long does it take to receive the money after I sell?
It takes 2 to 3 business days for the money to be credited to your account after selling the fund.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- It tracks, it doesn't beat. By design, it aims to match its index, not outperform it, which keeps costs low.
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Sector focus. Concentrating on consumer stocks can mean bigger swings than a fund spread across the whole market.
Access the fund page here:
BPI Philippine Consumer Equity Index Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.