DragonFi offers funds across the full risk-and-return spectrum, grouped by what they invest in. Here's a quick tour to help you find where each fund fits.
Money Market Funds
These invest in short-term, low-risk instruments like time deposits and short-term government securities. They are the most stable type, with the lowest ups and downs, which makes them suited to short horizons or parking cash you may need soon. In exchange for that stability, their return potential is the lowest.
Bond Funds
These invest mainly in bonds, which are loans to governments or companies that pay interest. They sit in the middle of the risk range, aiming for steadier returns than stocks with more growth potential than money market funds. They suit medium-term goals.
Multi-Asset Funds
These hold a mix of asset types, such as stocks and bonds, in one fund. The blend aims to balance growth and stability, and some of these funds are designed to pay out regular income.
Philippine Equity Funds
These invest in stocks listed on the Philippine Stock Exchange. As equity funds, they carry an aggressive risk level, with bigger swings in value but the highest long-term growth potential. They suit long horizons of five years or more.
Global Funds
These invest in companies and assets outside the Philippines, from US tech giants to Asian markets to global property. They let you diversify beyond the local market, and like Philippine equity funds, they are aggressive and best held for the long term.
How do I choose?
The right type depends on your goals, how long you plan to invest, and how comfortable you are with ups and downs. For help matching a fund to your situation, see the "How do I choose the right fund?" article by DragonFi.