The ATRAM Asian Multi-asset Feeder Fund aims to pay you regular income and grow your money, by blending Asian stocks, bonds, and property trusts in one fund. Here's what it holds, who it suits, and how to invest through DragonFi.
What is the ATRAM Asian Multi-asset Feeder Fund?
It's an income-paying multi-asset UITF structured as a feeder fund, which means it channels almost all of your money into a single larger fund. That fund holds a mix of Asian bonds, Asian stocks, and Asian property trusts, aiming to generate income while still growing over the medium to long term. It is managed by ATRAM.
What does it invest in?
Through its target fund, it invests primarily in Asian fixed income securities and Asian equities, including real estate investment trusts (REITs). Each piece plays a role: bonds provide interest income, stocks pay dividends and offer growth, and REITs pass on rental income from property. The strategy is actively managed and flexible, so the managers shift between these assets as conditions across the region change.
What's the target fund?
At least 90% of the fund's assets are invested in the Schroder Asian Asset Income Fund, managed by Schroders. For its current holdings and the full breakdown, see the fund's page in the DragonFi app.
Who is this fund for?
This fund may suit you if you:
- Want regular income from your investment, not just long-term growth
- Believe in the long-term growth of Asia and want to diversify into the region
- Like the idea of a single fund that blends bonds, stocks, and property
- Are comfortable with the ups and downs of the market
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. Although the bond portion can soften the ride compared with a pure stock fund, it still holds equities and REITs across Asian markets, which can swing significantly. Because the underlying investments are in foreign currencies, exchange rate movements also affect your returns. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.2% per annum trust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Because it's a feeder fund, you also indirectly shoulder the small expenses of the underlying target fund. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. You can also set up Auto Invest to invest a fixed amount on a regular schedule. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi. One thing to know about feeder funds: because the target fund is based overseas, your order may be priced with a slight delay compared with local funds.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. Because this is a feeder fund, proceeds usually take a little longer to arrive than they would for a local fund, since the money comes from the overseas target fund. Proceeds are credited within 7 to 8 business days. For details, see the "How to sell or redeem a fund" article by DragonFi.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- Pays income quarterly. This fund aims to distribute income every quarter, drawn from the interest on its bonds and the dividends from its stocks and REITs. Payouts are not guaranteed and the amount varies with the fund's income. Note that a distribution can cause an immediate dip in the NAVPU, since the income is paid out of the fund. For how distributions reach you on DragonFi, and whether they're paid in cash or reinvested, check the fund's page in the app.
- Three income sources in one fund. Bonds, dividend-paying stocks, and property trusts each contribute, which spreads out where the income comes from.
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Currency moves matter. The fund is in pesos while the underlying assets are in foreign currencies, and this exposure is not hedged, so exchange rates affect your returns.
Access the fund page here:
ATRAM Asian Multi-asset Feeder Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.