The ATRAM Global Multi-asset Income Feeder Fund aims to pay you regular income and grow your money, by blending income-producing assets from around the world in one fund. Here's what it holds, who it suits, and how to invest through DragonFi.
What is the ATRAM Global Multi-asset Income Feeder Fund?
It's an income-paying multi-asset UITF structured as a feeder fund, which means it channels almost all of your money into a single larger fund. That fund holds a broad mix of income-producing assets worldwide, aiming to generate income while still growing over the medium to long term. It is managed by ATRAM.
What does it invest in?
Through its target fund, it invests primarily in global debt securities and equities. Rather than sticking to one asset type, the target fund draws income from a wide range of sources, including dividend-paying stocks, bonds, and property trusts (REITs), spread across regions. That breadth is the point: when one income source is under pressure, others may pick up the slack.
What's the target fund?
At least 90% of the fund's assets are invested in the JPMorgan Multi Income Fund, managed by J.P. Morgan. For its current holdings and the full breakdown, see the fund's page in the DragonFi app.
Who is this fund for?
This fund may suit you if you:
- Want regular income from your investment, not just long-term growth
- Like the idea of a single fund that spreads across many global income sources
- Are comfortable with the ups and downs of the market
- Are investing for the medium to long term
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. Although the bond portion can soften the ride compared with a pure stock fund, it still holds equities and higher-yielding bonds, which carry more credit risk than government bonds. Because the underlying investments are in foreign currencies, exchange rate movements also affect your returns. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.15% per annum trust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Because it's a feeder fund, you also indirectly shoulder the small expenses of the underlying target fund. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. You can also set up Auto Invest to invest a fixed amount on a regular schedule. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi. One thing to know about feeder funds: because the target fund is based overseas, your order may be priced with a slight delay compared with local funds.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. Because this is a feeder fund, proceeds usually take a little longer to arrive than they would for a local fund, since the money comes from the overseas target fund. Proceeds are credited within 7 to 8 business days. For details, see the "How to sell or redeem a fund" article by DragonFi.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- Pays income monthly. This fund aims to distribute income every month, in line with its target fund. Payouts are not guaranteed and the amount varies with the fund's income. Note that a distribution can cause an immediate dip in the NAVPU, since the income is paid out of the fund. For how distributions reach you on DragonFi, and whether they're paid in cash or reinvested, check the fund's page in the app.
- Income from many places. Drawing on stocks, bonds, and property across regions spreads out where the payout comes from, rather than relying on a single source.
- Currency moves matter. The fund is in pesos while the target fund is in US dollars, and this exposure is not hedged, so exchange rates affect your returns.
Access the fund page here:
ATRAM Global Multi-asset Income Feeder Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.