The ATRAM Global Dividend Feeder Fund aims to pay you regular income and grow your money, by investing in established companies worldwide that pay reliable dividends. Here's what it holds, who it suits, and how to invest through DragonFi.
What is the ATRAM Global Dividend Feeder Fund?
It's an income-paying equity UITF structured as a feeder fund, which means it channels almost all of your money into a single larger global fund. That fund focuses on companies around the world that pay dividends, which are a share of company profits paid out to shareholders. It is managed by ATRAM.
What does it invest in?
Through its target fund, it invests in income-producing equity securities in markets throughout the world. The managers look for companies offering attractive dividend yields alongside the potential for the share price to grow, so you're aiming for both income and appreciation. The portfolio tends to lean toward steadier, quality businesses across sectors like consumer staples, insurance, healthcare, and utilities. Its performance is measured against the MSCI All Country World Index.
What's the target fund?
At least 90% of the fund's assets are invested in the Fidelity Funds, Global Dividend Fund, managed by Fidelity. For its current holdings and the full breakdown, see the fund's page in the DragonFi app.
Who is this fund for?
This fund may suit you if you:
- Want regular income from your investment, not just long-term growth
- Like the idea of investing in established, dividend-paying companies worldwide
- Prefer a steadier, more defensive approach to global stocks
- Are comfortable with the ups and downs of the stock market
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. Even though it focuses on stable, dividend-paying companies, it's still a stock fund, so its value can rise and fall in the short term. Because the underlying investments are in foreign currencies, exchange rate movements also affect your returns. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.1% per annum trust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Because it's a feeder fund, you also indirectly shoulder the small expenses of the underlying target fund. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. You can also set up Auto Invest to invest a fixed amount on a regular schedule. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi. One thing to know about feeder funds: because the target fund is based overseas, your order may be priced with a slight delay compared with local funds.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. Because this is a feeder fund, proceeds usually take a little longer to arrive than they would for a local fund, since the money comes from the overseas target fund. Proceeds are credited within 7 to 8 business days. For details, see the "How to sell or redeem a fund" article by DragonFi.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- Pays income monthly. This fund aims to distribute income every month, in line with its target fund. Payouts are not guaranteed and the amount varies with the fund's income. Note that a distribution can cause an immediate dip in the NAVPU, since the income is paid out of the fund. For how distributions reach you on DragonFi, and whether they're paid in cash or reinvested, check the fund's page in the app.
- Dividends aren't promised. The companies the fund holds have paid dividends historically, but there's no guarantee they'll keep paying them, or keep paying at the same rate.
- Defensive by design. A focus on dividend-payers can steady the ride, though it also means the fund may lag when fast-growing companies are leading the market.
- Currency moves matter. The fund is in pesos while the target fund is in US dollars, and this exposure is not hedged, so exchange rates affect your returns.
Access the fund page here:
ATRAM Global Dividend Feeder Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.