The ATRAM Asia Equity Opportunity Feeder Fund aims to pay you regular income and grow your money, by investing in dividend-paying companies across the Asia Pacific region. Here's what it holds, who it suits, and how to invest through DragonFi.
What is the ATRAM Asia Equity Opportunity Feeder Fund?
It's an income-paying equity UITF structured as a feeder fund, which means it channels almost all of your money into a single larger fund. That fund invests broadly across the Asia Pacific region, excluding Japan, focusing on companies expected to pay dividends. It is managed by ATRAM.
What does it invest in?
Through its target fund, it invests in equity securities of companies in the Asia Pacific region (excluding Japan) that the managers expect to pay dividends. The region spans markets such as China, Taiwan, Hong Kong, South Korea, Singapore, India, and Australia, so this is broader than an Asia-only fund. Sector exposure leans toward financials and technology. Its performance is measured against the MSCI AC Asia Pacific ex Japan Index.
What's the target fund?
At least 90% of the fund's assets are invested in the JPMorgan Asia Equity Dividend Fund, managed by J.P. Morgan. For its current holdings and the full breakdown, see the fund's page in the DragonFi app.
Who is this fund for?
This fund may suit you if you:
- Want regular income alongside long-term growth
- Believe in the long-term growth of Asia and want broad exposure to the region
- Want to diversify beyond Philippine stocks into neighbouring and developed Asian markets
- Are comfortable with the ups and downs of the stock market
What's the risk level?
This is an aggressive-risk fund, the highest of the three risk bands. As a stock fund focused on one region, its value can swing significantly, and it invests in emerging markets, which can be more volatile than developed ones. Because the underlying investments are in foreign currencies, exchange rate movements also affect your returns. Returns are not guaranteed.
Can I hold this in a PERA or Regular account?
This fund is available through a Regular DragonFi account. It is not one of DragonFi's PERA-eligible funds.
What are the fees?
Like all UITFs, this fund charges a 1.2% per annum trust fee, already deducted from the fund before the daily price is calculated, so you don't pay it separately. Because it's a feeder fund, you also indirectly shoulder the small expenses of the underlying target fund. Fees can change over time, so for the exact current trust fee, check this fund's page in the DragonFi app.
What's the minimum investment?
You can start investing in this fund for as low as ₱1,000 on DragonFi, and you can add to it any time.
How do I invest in or add to this fund?
You can invest in or top up this fund directly in the DragonFi app in a few taps. You can also set up Auto Invest to invest a fixed amount on a regular schedule. For the full steps, the daily cut-off time, and how your buy-in price (NAVPU) is set, see the "How to invest in a fund" article by DragonFi. One thing to know about feeder funds: because the target fund is based overseas, your order may be priced with a slight delay compared with local funds.
How do I sell or redeem it?
You can redeem some or all of your investment in the app whenever you like, with no fixed lock-in period. Because this is a feeder fund, proceeds usually take a little longer to arrive than they would for a local fund, since the money comes from the overseas target fund. Proceeds are credited within 7 to 8 business days. For details, see the "How to sell or redeem a fund" article by DragonFi.
Where do I see the current NAVPU and returns?
The live price (NAVPU) and the latest returns are always shown on this fund's page in the DragonFi app. We don't list those figures here because they change every day, so the app is your most up-to-date source.
Good to know
- Pays income monthly. This fund aims to distribute income every month, in line with its target fund. Payouts are not guaranteed and the amount varies with the fund's income. Note that a distribution can cause an immediate dip in the NAVPU, since the income is paid out of the fund. For how distributions reach you on DragonFi, and whether they're paid in cash or reinvested, check the fund's page in the app.
- Wider than it sounds. "Asia Pacific excluding Japan" includes developed markets like Australia, Hong Kong, and Singapore alongside emerging ones like China and India, so it's a broader mix than a pure emerging Asia fund.
- Dividends aren't promised. The companies the fund holds have paid dividends historically, but there's no guarantee they'll keep paying them at the same rates.
- Currency moves matter. The fund is in pesos while the target fund is in US dollars, and this exposure is not hedged, so exchange rates affect your returns.
Access the fund page here:
ATRAM Asia Equity Opportunity Feeder Fund | DragonFi
This fund is not a deposit and is not insured by the Philippine Deposit Insurance Corporation (PDIC). Returns are not guaranteed. The fund's price (NAVPU) can rise and fall, so you may get back less than you invested, and past performance is not indicative of future results.