Auto Invest lets you set up regular, automatic investments into a fund, so you can build the habit of investing without having to do it manually each time. Here's how it works on DragonFi.
Auto Invest is a DragonFi feature that automatically invests a set amount into a fund on a schedule you choose. Instead of remembering to invest each time, you set it up once and let it run. It's a simple way to invest consistently over time and build a long-term habit.
How do I set it up?
On the fund's page in the DragonFi app, choose Auto Invest instead of a single order, then set:
- Your initial investment amount (from ₱1,000 for most funds).
- A recurring amount to invest each time.
- The start date of your first scheduled investment.
- How often it repeats: weekly, bi-weekly, monthly, or quarterly.
Once set, DragonFi automatically places your investment on each scheduled date.
Why use Auto Invest?
- Discipline made easy. Regular investing becomes automatic, so you're less likely to skip or forget.
- Peso-cost averaging. By investing a fixed amount on a regular schedule, you buy more units when prices are low and fewer when prices are high. Over time, this can smooth out your average cost and takes the pressure off trying to time the market.
- Start small, stay consistent. You don't need a large sum; steady contributions can add up meaningfully over the years.
How is my price set for each scheduled investment?
Each automatic investment works like a normal fund order: it buys units at the fund's NAVPU for the applicable day, following the same daily cut-off and pricing rules as a single order. For more on this, see the "How is my buy or sell price determined?" article by DragonFi.
Can I change or stop it?
Auto Invest is meant to be flexible, so you can manage your recurring plan in the app if your situation changes. You also remain free to make one-off investments or redeem any time; setting up Auto Invest doesn't lock your money in.
Good to know
Auto Invest works best for long-term funds, where investing steadily through the market's ups and downs is part of the strategy. Make sure your account has enough available balance for each scheduled investment so it can push through. Peso-cost averaging helps manage the timing of your investments, but it doesn't guarantee a profit or protect against loss, since all funds can rise and fall in value.